REAL ESTATE TERMS GLOSSARY
||Calculations that are used in determining whether a borrower can qualify for a mortgage. There are two ratios. The top or front ratio is a calculation of the borrowers monthly housing costs (principle, taxes, insurance, mortgage insurance, homeowners association fees) as a percentage of monthly income. The back or bottom ratio includes housing costs as will as all other monthly debt. [Top]
||A deed that transfers without warranty whatever interest or title a grantor may have at the time the conveyance is made.
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